Edwin Mutura & Job Omagwa (2017) Challenges associated with Adoption of Agency Banking and Bank Performance: A Case of Selected Commercial Banks i

• Joseph Kamunya, Job Omagwa (2017), Bancassurance and Profitability of Selected Commercial Banks in Kenya,The International Journal Of Business &

Hassan Issack Bulle, Job Omagwa,(2017) Financial Management and Financial Performance of Firms Listed under Manufacturing and Allied Sector at the

• Jerop Toroitich, Dr. Job Omagwa (2017), Credit Risk Management and Performance of Loan Portfolios among Saccos in Kisumu County, Kenya The Interna

• Moranga Getii Kevin, Job Omagwa (2017), Debtors Management and Financial Performance of Selected Microfinance Institutions at Nairobi City County

Morrison K. Mutuku and Josphat K. Kyalo (2015): Determinants for Profitability of E-Commerce Operations of Companies in the Communication Sector in